Cybersecurity Threats in the Digital Banking Era

Article DOI: Biosciences Research & Engineering Network (BREN), 2021,1(1);20-31

Abstract

This paper discusses the rising cybersecurity risks in digital banking. It reviews common threats such as phishing, ransomware, and identity theft, while analyzing strategies to strengthen digital financial security.

Corresponding Author(s)

Caleb Bob, Asuquo ETim, Akpan John, Emem Hen

Citations

5. Women in STEM: Breaking Barriers and Building Futures

Abstract:
This paper discusses the rising cybersecurity risks in digital banking. It reviews common threats such as phishing, ransomware, and identity theft, while analyzing strategies to strengthen digital financial security.

Keywords: Cybersecurity, Digital Banking, Fraud, Encryption, Financial Technology

Content (Excerpt):
The global shift toward digital banking has revolutionized financial services, offering convenience and accessibility. However, it has also exposed users to significant cyber threats. Cybercriminals employ tactics like phishing scams, data breaches, and malware to exploit vulnerabilities. Banks are increasingly adopting biometric authentication, blockchain technology, and advanced encryption to safeguard transactions. This paper underscores the importance of user awareness and robust cybersecurity frameworks.


5. Women in STEM: Breaking Barriers and Building Futures

Abstract:
This paper examines the challenges faced by women in STEM (Science, Technology, Engineering, and Mathematics) fields and highlights initiatives aimed at promoting gender equality and inclusion.

Keywords: Women in STEM, Gender Equality, Innovation, Diversity, Education

Content (Excerpt):
Despite global progress, women remain underrepresented in STEM careers. Factors such as cultural bias, lack of mentorship, and workplace discrimination hinder their advancement. However, initiatives including scholarships, mentorship programs, and policy reforms are creating opportunities for women to thrive in technology and science. Encouraging diversity in STEM not only ensures fairness but also drives innovation and creativity.